Cookies Policy
This Cookies Policy explains how ClarityCents, a financial literacy website operated by Sage Advice Financial Solutions, located at 123 Willow Creek Drive, Suite 400, Austin, TX 78704, uses cookies and similar technologies to recognize you when you visit our website. It explains what these technologies are and why we use them, as well as your rights to control our use of them.
What are cookies?
Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information. Cookies help websites remember information about your visit, like your preferred language and other settings. They can make your next visit easier and the site more useful to you. A cookie can also transmit information back to the website that set the cookie. This information can include your IP address, how you navigated the website, the browser and operating system that you used, and how long you spent on each page.
Why do we use cookies?
We use first-party and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our website to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our online properties. Third parties serve cookies through our website for advertising, analytics and other purposes. This is described in more detail below.
Specifically, ClarityCents uses cookies for the following purposes:
- Essential Website Cookies: These cookies are strictly necessary to provide you with services available through our website and to use some of its features, such as access to secure areas. Without these cookies, services you have asked for, like transactional pages and secure login accounts, cannot be provided.
- Performance and Functionality Cookies: These cookies are used to enhance the performance and functionality of our website but are non-essential to its use. However, without these cookies, certain functionality (like videos and interactive content) may become unavailable. We use these cookies to remember choices you make to improve your experience.
- Analytics and Customization Cookies: These cookies collect information that is used either in aggregate form to help us understand how our website is being used or how effective our marketing campaigns are, or to help us customize our website for you to enhance your experience. For example, we use cookies to analyze visitor behavior on our website and to understand how users interact with our content. This helps us improve the user experience and make our website more relevant to your needs.
- Advertising Cookies: These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed for advertisers, and in some cases selecting advertisements that are based on your interests. We sometimes share some limited aspects of this data with third parties for advertising purposes. These cookies may also be used by third parties to build a profile of your interests and show you relevant ads on other sites.
Which cookies do we use?
The following tables detail the specific cookies we use on our website:
| Cookie Name | Purpose | Provider | Duration |
|---|---|---|---|
| PHPSESSID | Maintains user session across pages. | ClarityCents | Session |
| cookieconsent_status | Remembers user's cookie consent preferences. | ClarityCents | 1 year |
| Cookie Name | Purpose | Provider | Duration |
|---|---|---|---|
| _ga | Registers a unique ID that is used to generate statistical data on how the visitor uses the website. | Google Analytics | 2 years |
| _gid | Registers a unique ID that is used to generate statistical data on how the visitor uses the website. | Google Analytics | 24 hours |
| Cookie Name | Purpose | Provider | Duration |
|---|---|---|---|
| ads/ga-audiences | Used by Google AdWords to re-engage visitors that are likely to convert to customers based on the visitor's online behaviour across websites. | Session |
How can I manage cookies?
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by activating or deactivating the appropriate cookie settings. You can also set your web browser to notify you each time a cookie is tendered, permitting you to accept or decline cookies on an individual basis.
Most web browsers allow you to control cookies through their settings preferences. However, if you limit the ability of websites to set cookies, you may worsen your overall user experience, since it will no longer be personalized to you. It may also stop you from saving customized settings like login information.
To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.
To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout.
Updates to this Cookies Policy
We may update this Cookies Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal or regulatory reasons. Please therefore re-visit this Cookies Policy regularly to stay informed about our use of cookies and related technologies.
The date at the top of this Cookies Policy indicates when it was last revised.
Contact Us
If you have any questions about our use of cookies or other technologies, please email us at privacy@claritycents.com or write to us at:
Sage Advice Financial SolutionsAttn: Privacy Department
123 Willow Creek Drive, Suite 400
Austin, TX 78704
Our Data Protection Officer is Eleanor Vance, who can be reached at the above address or via email.
We appreciate your trust in ClarityCents as your guide to mindful spending. This cookies policy, along with our Privacy Policy and Terms and Conditions, outlines our commitment to protecting your privacy and providing a safe and secure online experience.
Effective Date: October 26, 2023